What's it like losing a loved one? A more indepth look.
“It’ll never happen to us” The truth about losing a loved one
What's it like losing a loved one? The typical couple goes through life thinking:
“It’ll never happen to us”
We know people pass-away unexpectedly, if you are like most couples you don’t think it will happen to you. You might justify this by saying you're young, healthy, active, you eat well, but the truth is it could happen to anyone, and it does happen to all types of people regardless of your age or health.
What's worse, is that most couples think “it’ll never happen to us” are the ones that are most caught of guard when it does. They are often the ones that take the longest time to grieve and struggle the most because they are not ready. My hope for you is you read this article and think to yourself should we be having this conversation before its too late.
If you love your partner, you owe it to each other to have the following 3 conversations:
1. Don’t let important conversations go unspoken
I can’t tell you how many couples need to have important conversations with their partners but for whatever reason, they don’t. I remember one couple especially had a 3-year-old son and they were expecting their second in just a few months. The father became very distant and his wife began to think the worst.
- is he not in love with me anymore
- is there something I don’t know
- have I changed?
life insurance quote term are the normal way to think, but the truth was none of the above. When their first son was born, the father took extra shifts to be able to pay for all the upcoming expenses. But in doing so, was left with guilt. Guilt that he wasn’t in his son's life enough, and he wasn’t the husband he viewed himself as.
One of the worst things, when an unexpected tragedy happens, is you are often left with the thoughts “was he not in love with me anymore”, “what was it?”, or “have I changed and he doesn’t like me” when in reality it was the opposite, and a conversation worth having.
2. Expectations
It's hard to think about losing the person you love. If it was easy, you probably didn’t love them in the first place. For most couples, when they talk about what life would be like if one of them were to pass away, they want the best for the other person. They want you to go find someone else and live a life filled with joy and happiness. But what happens if you don’t have that conversation? Often, the surviving spouse is left feeling a form of guilt when they begin to move on. For some people, this guilt can last years, all because they never had the conversation in the first place.
3. Financials
Lastly, the most often overlooked conversation but one of the most important is the financials. When someone passes away so does their income. For many surviving spouses this means downsizing to more affordable living, having to pay off debts unexpectedly, having 1 income to take care of the whole family, but it doesn’t have to be this way. This is what often amplifies the time it takes to grieve and move on. Yet, there is a solution, simple things like Term life insurance policies can take care of all the debts and financials so you can focus on the things you need to without all the financial burdens on top of them. The best part is life insurance is normally more affordable than you expect.
Because of that, many people look at life insurance as the last “I love you”
My ask for you reading this article is to have the conversations before its too late.